When you purchase a policy from an insurance company, you expect to be protected from certain losses – but this may not always be the case. Despite paying premiums and upholding your end of the bargain, your insurer may fail to come through when needed. Bad faith...
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Bad Faith Insurance
Is a low water damage claim settlement bad faith insurance?
On Behalf of The McMillan Law Firm, APC | Dec 28, 2022 | Bad Faith Insurance
Property owners in California often carry multiple different kinds of insurance. The standard homeowner's policy may not adequately protect against unique risks, so people purchase multiple kinds of supplemental insurance along with basic homeowners insurance...
2 ways insurance companies act in bad faith
On Behalf of The McMillan Law Firm, APC | Nov 14, 2022 | Bad Faith Insurance
When you purchase insurance protection, you have certain expectations. One of those is that in the event of a disaster, your insurance company covers your losses as agreed. After all, you purchase insurance for all of life's "just in case" situations. Suppose you've...
What if an insurer is negotiating in bad faith?
On Behalf of The McMillan Law Firm, APC | Jul 25, 2022 | Bad Faith Insurance
Insurance is an excellent tool for managing risks. When you sign up for the cover, you transfer the risk in question to the insurance carrier. But what happens when the insurance company turns its back on you when you need them most? Bad faith insurance happens when...
Why do you need title insurance?
On Behalf of The McMillan Law Firm, APC | May 18, 2022 | Bad Faith Insurance
You would never dream of making a major real estate purchase without legal guidance. Since you’ve got an attorney involved from the start, why do you need to bother with title insurance? Well, for the most part, an attorney can substitute an opinion or certificate of...
3 sure signs your insurance provider isn’t playing fair
On Behalf of The McMillan Law Firm, APC | May 3, 2022 | Bad Faith Insurance
You may have recently been in a serious accident and needed to call on your insurance provider to recover assets. They were really nice when you went to set them up initially. Now they seem to be giving you serious problems. This may be the result of an insurance...
Did the insurance company fail to properly investigate your claim?
On Behalf of The McMillan Law Firm, APC | Apr 25, 2022 | Bad Faith Insurance
You paid your insurance premiums on your business for years without ever making a claim. When you finally did file a claim after a small fire, flood or another disaster, you expected the insurance company to treat your claim with all the respect and care it deserved....
What if the insurance company won’t return your calls?
On Behalf of The McMillan Law Firm, APC | Mar 22, 2022 | Bad Faith Insurance
You're trying to file an insurance claim due to valid damage to your property. You need to get things fixed as quickly as possible. The problem you're facing is that the insurance company simply won't return your calls. In the modern era, you may even go beyond...
Is my insurance company negotiating in bad faith?
On Behalf of The McMillan Law Firm, APC | Dec 22, 2021 | Bad Faith Insurance
Whenever you attempt to get a payout of the benefits from an insurance policy, you’re likely to receive at least some pushback against what you’re asking for. This is because insurance agents have the job of verifying your claim and making sure that the company...
Can you challenge a settlement as a bad faith insurance practice?
On Behalf of The McMillan Law Firm, APC | Dec 22, 2021 | Bad Faith Insurance
Whether you pay for flood damage coverage on your home or for business interruption insurance on your retail company, you carry insurance to protect you from financial losses and liability. When something unpredictable and damaging occurs, you should be able to make a...