Every homeowner has to have title insurance when they buy a home. But almost no one really knows what title insurance is, what their rights are or how to get their title insurance company to pay if they have a claim. If you have a title insurance claim and your insurance company is not paying, you need help. You need an experienced lawyer who understands this complicated area of law, knows the tactics of insurance companies and knows how to beat them.
At The McMillan Law Firm, APC, I know how to beat the insurance company. Representing clients in La Mesa, California, and the surrounding areas, I have a wealth of experience standing up to big insurance companies that are not paying their policyholders for their legitimate claims. I will give you the straight answers for how to proceed, and help you get the money you deserve.
The Basics Of Title Insurance
Title insurance is meant to protect against sellers selling property that they don’t actually own. If that happens, the title insurance company is supposed to compensate you for your losses due to title defects that were undiscovered at the time of the property transfer.
What Title Insurance Bad Faith Looks Like
Title insurance bad faith looks probably just like you think it would, or just like what you are experiencing from your insurance company right now. There are numerous tactics the insurance company can use – delaying payment, throwing administrative roadblocks in your path and outright denying your claim – but they all amount to the same thing: The insurance company is not giving you the money it is contractually obligated to give you.
What I Will Do To Help You
If your insurance company is not paying out on a claim, I can help you:
- Determine whether you have a viable claim
- Negotiate with the insurance company to get you the money you deserve
- Fight with the insurance company in the courts until they pay, if negotiations fail
In most cases, my trial preparation lets the insurance company know I’m serious, which has a way of opening the channels of negotiation.
One way or the other, if you have a viable claim, I will help you get the money you deserve.