Insurance Claims

When it comes to insurance companies, profit is very closely tied to risk. Insurance companies take on a risk with every client and every policy. For example, consider a life insurance policy. The risk is that the person will pass away more quickly than expected,...

You’ve probably heard the adage, “Water is life.” But water in the wrong places can cause serious damage. If you insure your home against water damage, you may have peace of mind knowing that in the event of a disaster, the insurance company will come through and...

Water damage is a significant problem for property owners. It’s probably no surprise that water damage, when you combine both the weather-related kind and the non-weather kind, accounts for 31% of all homeowners insurance claims. Unfortunately, many unsuspecting...

If your home or business is insured, you expect a soft landing when disaster strikes. After all, it is why you took the cover. Therefore, you may find yourself dealing with unimaginable losses and frustrations when your insurance claim is denied, yet you have been...

Whether you have a property claim, bad-faith insurance claim or other kind of situation going on, you need to know how to approach the situation to make the most out of it. The right attitude and conversations can make a difference in how much you get out of your...

When an insurance claim is made, an insurance company usually has a limited amount of time to respond to that claim and handle it. The insurer has to investigate the claim to decide if it will cover it or not, but that investigation shouldn’t extend so long that you...

When an insurance company is operating in bad faith, they may drag their feet and make the process take longer or they may completely refuse to pay a claim that is entirely valid. This can leave you in a difficult position as a homeowner or a business owner who needs...

Your title insurance helps protect you from the loss of your home and the investments that you have made in the property. In theory, you can count on your title insurance company to help you fight a title claim and also to reimburse you if you lose the property...

Whether you are a seasoned or novice business owner, you know your area of expertise. Even so, you need to have your own safety net for your company in case of an unforeseen event such as a hurricane, tornado, break-in or other major disruption. Having adequate...

Insurance claims often do not start as well as you hoped. That does not mean they will not end well, but it does mean you will need to go to lengths you might not have planned for to ensure they do. It is often urgent when you file a claim on your business insurance....