When you pay for business insurance, it can be frustrating to battle to get the payout you are entitled to. Yet, when push comes to shove, insurers often fail to live up to the caring image they portray. Insurers are in it for the money. That is the bottom line, and...
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Bad Faith Insurance
5 warning signs an insurance company is acting in bad faith
On Behalf of The McMillan Law Firm, APC | Sep 8, 2021 | Bad Faith Insurance
Small-business owners and entrepreneurs in California are often affected by insurance companies that act in bad faith as a strategy to avoid paying a claim. In general, insurance companies are usually far more eager to accept payments than to make them. After...
What is the insurance company’s goal?
On Behalf of The McMillan Law Firm, APC | Sep 3, 2021 | Bad Faith Insurance
If your home is damaged in a storm or in some other fashion, you assume that the insurance company’s goal is to help you. After all, that’s what they claimed when you bought your policy. They wanted to help you get back on your feet. They would cover the costs so you...
What is the insurance company’s goal?
On Behalf of The McMillan Law Firm, APC | Aug 30, 2021 | Bad Faith Insurance
If your home is damaged in a storm or in some other fashion, you assume that the insurance company’s goal is to help you. After all, that’s what they claimed when you bought your policy. They wanted to help you get back on your feet. They would cover the costs so you...
Is your insurance company trying to rip you off?
On Behalf of The McMillan Law Firm, APC | Aug 23, 2021 | Bad Faith Insurance
When you see commercials for insurance companies, it makes it seem like the goal, for the company, is to help you when you need it. They promote this idea that they are on your side and that all they want is to swoop in and assist you when you need it most. But is...
Could a curative mistake complicate your title insurance claim?
On Behalf of The McMillan Law Firm, APC | Jul 25, 2021 | Bad Faith Insurance
Title issues frequently pop up during residential real estate transactions. The buyer will usually need to have title coverage for both themselves and the lender financing the transaction. The company providing title insurance will do a background check on the...
What do you need to bring a bad faith insurance claim?
On Behalf of The McMillan Law Firm, APC | Jul 10, 2021 | Bad Faith Insurance
As a business owner, you need to be able to rely on your insurer. If they do not provide you with the appropriate support when you need to claim, it could be the end of the road for your business. However, you are not the only business involved in the equation. The...
How do I know insurance is making a fair offer?
On Behalf of The McMillan Law Firm, APC | May 28, 2021 | Bad Faith Insurance
You've had storm damage to your house, a disruption to your business operations due to an environmental catastrophe or a claim against the home you just purchased. Thankfully, you have an insurance policy in place for exactly this situation. Your coverage should...
What does it mean for an insurance company to negotiate in bad faith?
On Behalf of The McMillan Law Firm, APC | Feb 26, 2021 | Bad Faith Insurance
While it might seem that an insurance company’s willingness to negotiate your claim is a good sign, the truth is that not every business enters negotiation in good faith. What does it mean to negotiate in bad faith? What warning signs might you see during the...
Why might my homeowner’s insurance deny my water damage claim?
On Behalf of The McMillan Law Firm, APC | Sep 3, 2020 | Bad Faith Insurance
There are only a few ways that elements like wind and fire can damage your property. But water, in all its uses, has the potential to damage our home in multiple ways. Typically, not all those damage types are covered by homeowner’s insurance policies. It may help you...